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3139 Palmer Drive, Champaign, IL 61822.
Golf course views and a first floor primary suite - this one checks the boxes buyers keep asking for. Built in 2020 in Legends of Champaign, this 3 bedroom, 2.5 bath home has 1,954 square feet finished with a layout that actually works: cathedral ceilings through the main living space, hardwood floors, a kitchen with a big island and quartz counters, and a first floor laundry room you'll actually use. The primary suite is on the main level too, with a walk-in closet, double sinks, and a tiled shower. Upstairs are two more bedrooms and a loft for whatever you need it to be - office, playroom, second living space. Step out back to the deck and take in the golf course view, or head down to the unfinished basement (bathroom rough-in already there) if you want room to grow. Attached 2-car garage, HOA clubhouse and pool available for an optional membership. Minutes from the YMCA, restaurants, and easy access to Curtis Road and I-57 - southwest Champaign living that's close to everything without feeling like it.
MLS ID: 12735946
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3139 Palmer Drive, Champaign, IL 61822.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $369,900 | $369,900 | $369,900 |
| Down Payment | $73,980 | $12,947 | $92,475 |
| Monthly Mortgage Amount | $1,870 | $2,296 | $2,322 |
| Taxes | $515 | $515 | $515 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $163 | $0 |
| Monthly Estimated Total | $2,493 | $3,082 | $2,945 |
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