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3009 Beringer Circle, Urbana, IL 61802.
Welcome to this impressive 5-bedroom, 3-bath waterfront home in Beringer Commons, perfectly positioned on Lighthouse Lake with beautiful island, peninsula and lighthouse views. Built with ICF construction, this all-electric home offers exceptional energy efficiency along with vaulted ceilings, abundant natural light and over 4,300 finished square feet. The main level features warm wood tones, plantation shutters, custom built-ins, a brick fireplace, dedicated breakfast nook, separate dining room and a beautifully updated kitchen with granite countertops, custom cabinetry and generous workspace. Three bedrooms are located on the main level, while the finished daylight basement adds two additional bedrooms, a second full living area, billiards/rec space, a full kitchenette and wet bar, wood-burning fireplace and incredible natural light. One lower-level bedroom offers lake views, a walk-in closet and flexibility as an office, exercise room or guest suite. Outside, enjoy western sunsets from the elevated deck, then step down to a custom paver patio overlooking the fenced backyard, mature landscaping and water. Additional highlights include a 3-car garage, central vacuum, app-controlled backyard irrigation and an outstanding lot with impressive curb appeal from both the front and rear. A rare opportunity to enjoy waterfront living, space, efficiency and a truly special setting in one of the area's most distinctive neighborhoods.
MLS ID: 12726145
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3009 Beringer Circle, Urbana, IL 61802.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $449,900 | $449,900 | $449,900 |
| Down Payment | $89,980 | $15,747 | $112,475 |
| Monthly Mortgage Amount | $2,275 | $2,792 | $2,825 |
| Taxes | $626 | $626 | $626 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $198 | $0 |
| Monthly Estimated Total | $3,032 | $3,747 | $3,582 |
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