https://www.ruhlmortgage.com/LawrenceDavis.html
Refine Search

1240 Willowgate Lane Saint Charles, IL 60174 Residential - New

New - 23 Hours Ago
  • 1240 Willowgate Lane , Saint Charles, IL 60174 Main Photo

37 Total Photos [Click to View All]

Description

Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio. Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.

Property Highlights

Property Type: Residential -
Total Living Area SF: 3,636
Garage Size: 2
Attached Garage
Built in 1993
School District: District 303
Cul-De-Sac Lot
River Front
Brick Exterior
Two Fireplaces

General Information

Bedrooms: 3
Bathrooms: 4
Sqft: 3,636
County: Kane
Listed By:
eXp Realty - St. Charles 888-574-9405
MRED MLS

Room Information

Den: 14X18
Recreation Room: 14X16
Sitting Room: 11X13
Bar/Entertainment: 6X12
Foyer: 10X15
Family Room - Down: 15X33
Bedroom 2: 12X24
Bedroom 3: 15X19
Dining Room: 15X18
Family Room: 19X25
Kitchen: 13X20
Laundry: 7X8
Living Room: 19X25
Primary Bedroom: 18X28
$1,150,000
Est. $7,675/mo
3beds
4baths
3,636sqft
2cars
New to the Market New
BEDS3 BATHS3 full 1 partial SQUARE FEET3,636 MLS#12694179
STATUSNew PROPERTY TYPEResidential - SCHOOLDistrict 303

Get in Touch

Contact an agent to learn more about

1240 Willowgate Lane , Saint Charles, IL 60174.

Contact Form

Preferred Communication Method:

Mortgage Calculator

Call or Click to get Pre-Approved! 563-441-1862 toll free 866-441-1862

Customize Your Loan

Customize Your Rate

Loan Type FHA 30 Year FixedVA 30 year fixed30 yr Jumbo
Purchase Price $1,150,000$1,150,000$1,150,000
Down Payment $40,250$0$230,000
Monthly Mortgage Amount $6,861$7,233$5,740
Taxes $1600$1600$1600
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $690$0$0
Monthly Estimated Total $9,486$9,168$7,675

Customize Your Mortgage

Similar Listings For Sale Sold

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/09/2026. The listing information on this page last changed on 07/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 07/09/2026 11:10:24 AM EST) or MRED MLS (last updated Thu 07/09/2026 11:01:50 AM EST) or SCWMLS (last updated Thu 07/09/2026 11:08:36 AM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 07/09/2026 11:09:57 AM EST) or Cedar Rapids MLS (last updated Thu 07/09/2026 11:09:22 AM EST) or NEIRBR MLS (last updated Thu 07/09/2026 11:08:56 AM EST) or ICAAR MLS (last updated Thu 07/09/2026 11:08:00 AM EST) or ECIMLS (last updated Thu 07/09/2026 11:08:42 AM EST) or RMLSA (last updated Thu 07/09/2026 11:01:02 AM EST) or Muscatine MLS (last updated Thu 07/09/2026 11:00:18 AM EST) or No Coast MLS (last updated Thu 07/09/2026 11:05:14 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.



Privacy Policy / DMCA Notice / ADA Accessibility


Agent License Information: Licensed in IL & IA

Login to My Homefinder

Pixel